LINKS

 

COMMERCIAL RESOURCES FREE RESOURCES

From our experience the businesses below provide reliable & Cost effective solutions.

 

However all situations differ; please DO YOUR OWN RESEARCH!


 

Answer

Telephone answering & messaging

 

Wilby Ltd

Business & commercial insurance brokers

 

Complete Cash Management

Credit control - put your cash where it should be - in your bank!

 

Data Design

Simple, cost-effective web design

 

Coolfields Consulting

Web consultancy - including e-commerce

 

Pentagon Plastics

One-off prototyping & 3D modelling

 

UK Funders

Advice and intelligence on equity finance

CROWD-BASED COMMERCIAL RESOURCE:

 

Mostly free at starter level with paid upgrade potential.    

 

 

Zoho CRM

Cloud based client management - and much more!

 

Mailchimp 

Powerful email tool

 

Duedil

Company reports & credit information

 

Vistaprint

Low cost business cards & stationery

 

 

GOVERNMENT / SPONSORED RESOURCE

 

Comanies House

Company info & registration

 

HMRC

Lots of info on tax!

 

Dot Gov

Currently poor replacement for Business Link

 

Start up Loans

Loans and support for young start-ups

 

 

 

 

PARTNER SERVICES

 

All of our partners are selected for their depth of experience in their chosen field and for their reliability and integrity. We will put you directly in touch with the person who knows. Partner services include:

 

Commercial Mortgages

Remortgaging or buying new business premises? Our partner has more than 25 years dedicated experience, and has seen the industry through boom and recession. We are confident that if there is a soluton for you, our partner will find it.

 

Vehicle Contract Hire & Finance:

Our dedicated vehicle finance specialist know about both cars and financing vehicles. In addition to providing advice on the best funding product for you, he can either source the right vehicle for you, or find funding for a vehicle you have located.

 

Equity Finance

Equity finance is a complex and much misunderstood market. We don't offer a broking service, morevoer we won't introduce you to any quasi brokers who will do little more than tout your proposal around the market. Our chosen equity finance partners fall into 2 distinct categories.

  • Advice & Matching: Following a detailed telehone consultation, our partners will - for a fixed fee - provide you with a detailed and current report of funders who are currently active in your specific field. This will allow you to focus your search on the most up to date information available on the market.
  • Crowd-Sourced Equity funding: for smaller, less complex projects, CrowdCube provide a direct route to equity finance through their Peer-to-Peer platform

Business Insurance

Our insurance partners are well establihed and highly professional. They will offer you the best options to your specific needs following a free and no obligation review.

 

Heath and Safety

Either detailed advice or consultancy, or a virtual H & S facility. We will provide the most cost-effective solution to your business.

 

Any other business finance needs?

Feel free to call - we have a lot of contacts and are very happy to refer you to them.

SHORT TERM FUNDING

 

With business overdrafts difficult to obtain, we have put together a range of short term (typically 1 - 9 months) funding options from the non-bank sector. Whether you are looking to bridge a financial hiccup, or sieze an opportunity we would like to help.

 

Trade Finance

If you have a substantial confirmed order for finished goods then trade finance could well be the right facility for you.

 

Single / Multiple Invoice Finance

Don't want to go for full factoring? Or perhaps your ledger is not fully factorable. In many cases we can provide one-off facilities against one or a cluster of invoices without the commitment of full factoring.

 

Invoice Sale

Unlike factoring, with invoice sale not only do you raise cash against invoices but you also relieve yourself of the associated bad-debt risk.

 

Bridge against Freehold Property

Raise short-term cash against equity in commercial, residential or investment property assets.

 

Bridge against Personal Assets

Discreet funding against personal assets including cars, boats, listed shares, jewellery etc.

 

Merchant Cash Advance

Raise cash against anticipated credit card receipts, based on previous averages.

 

 

PERSONAL FINANCE

 

Our range of personal finance products are selected specifically to help business owners. In the interests of speed and discretion we will often put you directly in contact with the lenders, but please feel free to contact us for an initial discussion.

 

Unsecured Personal loans

  • Crowd-sourced loans from £1,000 to £15,000
  • Term up to 5 years
  • Any purpose

Please call to discuss.
or Go direct to the lender

 

Bridge against Personal Property

Use your main home or investment property as security for short term borrowing. Please call for further information.

Bridge using other Personal Assets

Any-purpose short term facilities against personal assets including cars, boats, works of art, gold, listed shares and many others. Contact us or Go direct to the lender

 

Pay-day (or micro) Loans

Short term, low value personal loans; Unfortunately we are unable to advise on these facilities. Please Go direct to lender

 

TERM LOANS AND FINANCE

 

Typically between 2 and 5 years, our term facilities offer predominantly fixed cost borrowing for business expension, asset purchase, start-up, turn-around or 'rainy-day' finance. Sourced from the crowd or commercial enterprise, your banking lines should not be affected.

 

Hire Purchase and Leasing

Fixed term funding for asset acquisition, for vitually any type of fixed asset, from office furniture to cars, from heating systems to printing presses. We are happy to consider proposals from £2,000 upwards.

 

Refinance / Sale & Lease-back

As above - if you have bought and paid for equipment, or if you have largely paid off existing finance we are happy to look at refinance to inject valuable cash into your business.

 

Unsecured Business Loans

From £10,000 to £250,000 our crowd-sourced loans are currently available to established, profitable businesses for virtually any business purpose. Loans can be pre-qualified over the phone in a matter of minutes.

 

 

Secured Business Loans

If you do not meet the criteria for an usecured loan, we are able to consider facilities supported by second charge on freehold property.

 

Invoice / Debtor Finance

Probably the most popular form of finance in the current market, chosing the right invoice financier is about relationships ande cost in varying measures. Our consultant will talk and guide you to the right provider - not just the one with the cheapest headline rate!

 

Other products

Please see under Partner Services for information on our extended product range, including commercial mortgages, Vehicle contract hire and Equity funding options.